First Time Homebuyer Assistance

East Bay Homebuyer Assistance Programs

1.  California Housing Finance Agency (CalHFA) – CalHFA offers a variety of first mortgage and down payment assistance programs. You can find details on all of these programs under the Loan Programs.

2.  City Programs: For information about local first-time homebuyer assistance programs, click the city below.

  • Alameda – Down payment assistance, Below Market Rate (BMR) affordable homes for sale
  • Oakland
    • First Time Homebuyer Mortgage Assistance Program (MAP):  To assist low and moderate-income, first time homebuyers to purchase homes in the City of Oakland.  Purchase price up to $650,000 and assistance up to $75,000.  No minimum credit.
    • CalHome Program:  To assist low-income, first time homebuyers with the purchase of homes in the City of Oakland. Maximum loan amount is 30% of the purchase price, not to exceed $60,000.

Call Nicki Duesberg, Homeownership Program Coordinator, at t. 510.238.6158, or e: nduesberg@oaklandnet.com.

  • San Leandro – First time homebuyer program, seminars.

3.  Additional Resources: Visit downpaymentresource.com for additional sources of down payment.

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